Since the early days of my career working in personal auto insurance, I’ve dreamt of assessing a vehicle’s territory risk based on the risk of the roads where the vehicle is driven.  Now with TNEDICCA’s solution, those dreams can finally become a reality.” New TNEDICCA Client

Better Risk Assessment Begins with Better Data

TNEDICCA has built the most comprehensive US crash database based on police reports of over 30 million crashes geocoded to the precise location of the incident.

We’ve build powerful algorithms to measure insurance risk — 50% more predictive of risk than credit score

  • Covers 43 states, more than 94% of U.S. auto insurance premium
  • Available through APIs at time of quote
  • Personal and Commercial Lines

Our Crash Risk Scores


Risk score based on single location point

Enhanced Location

Risk score based on location and annual mileage powered by CARFAX ® vehicle history


Risk score based on path between 2 data points (e.g. home and work)


Risk score for actual roads and time of day traveled

Buckle champions for gig drivers by utilizing non-traditional data sources from TNEDICCA to fairly underwrite auto policies at better rates.

TNEDICCA’s proprietary Location-Based Risk Score to power Swiss Re’s Motor Market Analyzer for improved auto insurance pricing and insurers’ profitability

Our Coverage






Total Annual Auto Written Premium





  • 43 states
  • 93% of total premium
  • $287B
  • 100% of total premium in UK

Let’s Work Together

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